Friday, December 13, 2019

Adolf Hitler Final Free Essays

string(84) " They argued that why should you promote someone who was not popular to his people\." Adolf Hitler was born in 1889 on April 20th. He was a son to an Austrian customs official who was at the age of 52 at Hitler’s birth. His father was called Alois Schickelgruber Hitler and his mother who was a third wife of his father was called Klara Poelzi. We will write a custom essay sample on Adolf Hitler Final or any similar topic only for you Order Now Both were from lower Austria. Hitler was resentful and moody he was never contented with anything; he was argumentative and short tempered. In fact he was very hostile to his father who was an authoritarian but greatly attracted to his mother who was very hard working. His mother’s death of cancer was a very big blow to the adolescent Hitler whom he adored very much in fact he went with a photo of his mum wherever he went. His mother was loving, caring and she always sided with Hitler whenever his father’s bitterness got the better of him. Hitler and his father always crossed swords when his father insisted that Hitler should become a civil servant Hitler wanted to be an artist. In school (Ellis J., 1945, 198) Hitler was unpopular and stayed aloof. He was an introvert and made very few friends. He was extremely lazy and performed dismally in school. In later years he claimed that history was his favorite subject and that he performed very well something that his teacher objected to. For example, the 1905’s Hitler’s final school report shown that in history results were rated only as ‘satisfactory’. Hitler was capable of performing well but never worked for it. When Hitler was only 13 years his father died and after that he dropped out of school as there was no strong influence to keep him in school. His mother supported him while he was in school though he performed poorly. Even after Hitler’s father died he never stopped his dream of becoming an artist and after he left school for Vienna he started to pursue his dream although his mother’s death shattered his life. He was affected psychologically by his mother’s death of cancer. Those who were close to Hitler said that he even spent hours gazing at the dead body of his mother and drawing the sketches of it. He had applied for a vacancy in Vienna so that he could pursue his goal of becoming an artist; his application to the Vienna academy of art was rejected. At that time he had no job and money. In the meantime, he used to sell post cards and clearing snow pathways in return for money. It is at this time that Hitler’s mind became warped. He developed very strong animosity towards Jews. This was because the Jewish professor at Vienna academy rejected his work, secondly he blamed the Jewish doctor for not preventing the death of his mother and third because he thought that it was only the Jews who were rich and stayed in those beautiful houses on whose snow bound paths he cleared. His hatred of the Jews was known as anti-Semitism. For the five years he stayed in Vienna he referred this time as â€Å"five year of hardship and misery† in his book â€Å"Mein Kampf† he blamed his hardship and miseries to the Jews. In an attempt to run away from his trouble, he tried to join Austrian army but he failed medically because of eating poor food and lack of sleeping enough. According to the medical report he was too weak to carry weapons. This time he was leading a life of hand to mouth. He did occasionally odd jobs and hawking the sketches he drawn in the town. Hitler compensated for the frustrations of his bachelor life miseries by going to the cheap cafes where he made his political harangues on his dreams of a Greater Germany to anyone who would listen to him. (Ellis J., 1945, 220) While still in Vienna, he acquired his first education in politics by learning about the Christian social mayor’s demagogical techniques. It was at this time that he perfected his stereotyped obsessive ness in anti-Semitism. He accused the Jews of having a conspiracy to put down the German nation and the purity of the creative Aryan race Hitler left Vienna for Munich in May 1913 and when in the following year the war broke out he joined the 16th barbarian infantry regiment where he served as a dispatch runner. Here he proved to be an able and to brave soldier. He even won the iron cross title for bravely though he never rose beyond the rank of lance corporal. Before the end of the First World War he was wounded twice forcing him to a hospital bed in Pomerania where he spent three months recuperating. After the November 18th abortive German revolution, Hitler became furious with age after the Germany’s military was defeated, he strongly believed he was the fit one to rescue his ravaged and humiliated nations from the hell of troubles it inherited from the Versailles treaty from Jews and Bolsheviks. In 1924 Hitler said in a written document that he was fortunate to live at such a time. He was a regimental massager whose job was to convey messages to officers behind the front line and then back to the front line with new messages. This was a dangerous job and proved beyond reasonable doubts that he was a brave solder. His fellow compatriots were not amused by how Hitler kept on bragging over the achievements of the trench warfare. They also hated him because he did not mix with them well. Later he was promoted to the rank of a corporal but this promotion was not fair to him taking in to consideration that after those four years he was given that simple promotion. His colleagues thought that his inability to socialize and mix with others well and his inability to sell his ideas well to the rest of the members comprised his promotion. They argued that why should you promote someone who was not popular to his people. You read "Adolf Hitler Final" in category "Papers" Though his colleagues never liked him he was much recognized by the officers for his bravely which worn him the Germany’s highest award-Iron Cross. In total he received six medals which were due in his bravery. Up to 1918 (Gilbert M., The Second World War: p 72) Hitler was still convinced that Germany was winning the war but the war cost Hitler a lot in fact. In the same year just one month before the war ended, he was gas attacked at type and this made him to be temporary blind though for a period of three months he as in hospital bed, when he received the news that Germany had lost out of the hospital and his eyesight restored. He felt deeply convinced that Germany was defeated simply because of the Jews. It never occurred to him that Germany would have surrendered he felt that the Jews back stabbed Germany and it was a perfect idea if they were eliminated in Germany. Hitler had been temporarily blind because of the mustard gas attack he received in October 1918 in Belgium. While Hitler was recovering from the injuries he sustained in the war, the communities with the help from the Jews were trying to establish themselves and sell their ideas to Germany but their moves were abortive. They wanted to revolutionize Germany from capitalism to communism and from 9th November 1918 the socialists took control of the government. After Germany had lost the war the monarchy system came to an end and it become a republic and a constitution was made a slot for a president with political and military might. An election was done and the Centrist government took over and it came to be called the Weimar Republic. The German government on June 28th 1919 ratified the treaty of Versailles. It stated that Germany was responsible for causing the first thus it was required to pay the reparations to the allied powers or the victorious powers like Britain, France and Italy. The treaty was also required Germany to demilitarize the Rhineland, limit its army to only 100,000 army men and to control its military strength. These terms of the treaty were humiliating the Germans and they undermined the proper performance of the Germany’s government. These oppressive terms were used against liberating Germany from the humiliations caused by the treaty. Hitler especially used these terms as his campaign tool. He echoed the paining terms of the treaty and condemned it. By doing this, he was able to rally behind a big mass of supporters. He believed that Germany was a great nation and was not a simple country that could be subjected to humiliations of such magnitudes.   In 1923, Hitler sensing that Weimar government was on the verge of collapsing, General Ludendorff himself and the local nationalists tried to overthrow the Bavarian government. Hitler stormed in a bar at Munich and fired a pistol in to the ceiling; he shouted out that he was the head of the new provisional government that would bring a revolution to the â€Å"Reed Berlin† Thinking he had already overthrown the government he marched with about three thousand men but met a very strong police fire that saw 16men dead. He was captured and arrested. In 1924, February 26 he was tried and he somehow succeeded in convincing his accusers that he was pursuing the right goal. He shouted pronounce us guilty a thousand time over the goddess of the eternal court of history will smile and tear to pieces the state prosecutors submission and the court’s verdict for she acquits us†(Morrow J., 1663; 234) Hitler was convicted and sentenced to five years in prison in Landsbergis fortress and nine months later he was released. He advanced his stereotyped and prejudiced views against Jews. The experience he acquired from the abortive power overturn transformed him from being unskilled adventurer to a wise politician. He realized that it is not a wise idea to face gun nozzles of the army unless he was in command. He also comes to know that Germany was not to be revolutionized through unlawful and powerful seizure of the ruling government but by the alteration of the Weimer’s constitution. He began mobilizing the mass which had become disintegrated to push for changes in the government. He drafted the party’s manifesto which comprised of twenty five points and on 24th February read the content to his followers .Those who opposed him and his ideas were crushed with whips and rubber truncheons by his royal supporters. Hitler was eloquent and new how to manipulate the population by employing his propagandas or what can be referred to as the demagogical skills, in his draft he openly criticized the Versailles treaty and leveled his anger on Jews. When Hitler was released from prison having only served for only nine months, he resolved using diplomatic means to seize power. He called for Germany to stand up to the yoke of Jews and communists and support an empire that would rule them for a thousand years. In 1929, the wall stock exchange collapsed, all the external grants and loans dried up and all the industrial production flopped and many people were rendered jobless. After the elections that were held (Adreas H, 1982; 91) Hitler’s party scooped 18% of the votes in 1930 and after two years Hitler won 30% of the votes as a president. In 1932 July the Nazi party which was the biggest than others did not get the majority. Hitler wanted to be the chancellor but was given the post of a vice chancellor in the government which was formed by different parties but he rejected. After that a deal was reached which saw him becoming the chancellor in 1933. After Paul von Hindenburg who had beaten him in the election died (Beevor A., 2002; 137) Hitler was agreed through a consensus to succeed Hindenburg. After Hitler took over he suppressed all the other political parties and become a dictator. With the improving economy he was able to advance his ideas he even build an industrial machine as a preparation for war. By 1937, he was ready to execute his ever dreamt of plans as were outlined in his book Mein Kampf. Those who objected to his master plans were thrown out of the way. In 1935, he refused to stick to the terms of the Versailles treaty and started rearming by recruiting five times contrary to the agreement and he pushed Britain to let him increase his naval base. A year later he marched on to Rhineland which was supposed to be demilitarized. He met no resistance from the allied powers. Afterward, Luftwaffe was build. This re-armament created jobs and economic growth. According to (Adreas H. 1982; 78) Hitler forced France and Britain to break the Munich agreement and led to the eventual Czechoslovakia dismantlement in 1939. He executed the Jews and political extremists who opposed his ideas. In 1939, September 1st he invaded Poland. He applied his new war strategy which was called blitzkrieg which involved short quick attacks, fast mobile armor and ground men to wipe anything that might have been left by the bombs. Poland was defeated in less than a month. In 1941, he dishonored the non-aggression pact which he had signed with the Soviet Union. This made him to have two front wars. In December the same year, USA joined the war against him to join hands with the allies. In 1944, the allies had greatly advanced. They bombed Germany cities and crushed Germany’s friend-Italy. The war turned sour on his side because his soldiers started disobeying him and even mutinied. Also when his chosen lieutenants saw that they were about to be defeated, they started going against Hitler’s wishes although his dream of wiping European Jews had been realized. He had already killed 2/3 of the total; Jewish population. When he sensed defeat, he killed himself on 1945 April 30th. Later, Eva Brawn his wife who was a long time mistress and by then newly married committed suicide to follow his husband. Hitler committed suicide by shooting himself in the mouth with a pistol. Their bodies were taken to the Reich Chancellery Gardens where they were cremated in petrol fire. His death marked the end of unrealized legacy of Germanic Reich. How to cite Adolf Hitler Final, Papers

Thursday, December 5, 2019

Analysis of REA Group - Free Samples - MyAssignmenthelp.com

Question: Discuss about theAnalysis of REA Group. Answer: Introduction REA group Ltd is one of the multinational digital advertising firms specialising in real estate development. The company advertises property as well as property-related on mobile application and websites in Europe, Asia and Australia. Its chief segment comprises of Europe, Asia, Australia and North America. REA Group operates commercial and residential property sites, realcommercial.com.au as well as realestate.com.au in Australia (Financial Times 2017). It operations are disruptive and innovative (REA Group 2016). On the other hand, the company independent auditor is Ernst Young Australia, which is responsible in auditing REA Group financial statements to ensure that they are presented in accordance with Australian Accounting Standards. According to their audit, the statements or reports of the company were compliant with set Act of 2001 including providing fair and true view of its financial position as at June 2016 and complying with relevant Corporations Regulations 2001 as well as Australian Accounting Standards (REA Group 2016). It share prices are up with around 1000% over the last ten years, with the most recent price as of 11th September 2017 being at $67.90, an increase of 0.67% from the previous day (Richardson 2017). Its dividend per share increased with around 11.66% to 0.91 (Financial Times 2017). Industry Situation and REA Group Plans The industry face stiff competition for the customers. Despite the stiff competition, in the industry, REA Group have continued to experience increased growth which is viewed as an abundant achievement based on the current market environment. In spite of the overall volume of the property listing recording flat rate in the year 2016, REA Group operation in Australia have seen around 17% growth in its revenue to approximate $555.2 million (REA Group 2016). To place REA Group on top of the map, the company future plans entail complementing its European operations by supporting its development of the new products (Financial Times 2017). It also plans to launch Spacely, the new listing site which would make it a bit easier for the Australians to look for the short-term commercial rentals and the co-working spaces which could meet their needs. REA Group is also planning to expand internationally by acquiring more online companies in order to increase in its revenue (Richardson 2017). Financial Statement Analysis As from Appendix 1 below, it is clear that the company net profit experienced a significant increase for the past three years. The increase is as a result of increase in its total sales and so forth. Furthermore, From Appendix 2 below, it is clear that the company had an attractive trend in its total liabilities, assets as well as total equity. In essence, for the last three years, it could be derived that total assets were all equal to total equity and total liabilities. This is evidence by the fact that total liabilities for 2014 was 21.39 and its total equity was 78.61% adding up to a total of 100% as the total assets margin. From the Appendix 3 below, it could be stated that REA Group was expanding in its investing activities. This is based on the fact that cash flow originating from the investing activities shows a tremendous increase over the past three years. Furthermore, from the analysis, it is evident that REA Groups key source of financing was from dividends paid to the shareholders. In addition, based on the above outcome, it is evident that the company cash decreased in 2015. Ratio analysis Ratios are crucial aspect in analysing financial performance of an organization in various sections of its operations. In addition, ratios are crucial in comparing companys financial performance within a given industry averages (Chen Shimerda 1981). In this case, profitability ratios, cash flow adequacy, Liquidity, market strength as well as long-term solvency ratios are used in analysing REA Group financial performances for the last three years starting from year 2014 to 2016. Working capital 2014 2015 2016 working capital 219.00 59.00 (10.00) As from above analysis, the company seems to enjoy relatively high working capital in 2014 as compared to 2015 and 2016. This shows that the company was efficient in the year 2014 and 2015 in comparison to the year 2016. Current ratio 2014 2015 2016 current ratio 3.17 1.59 0.96 From above results, it is clear that REA Group was experiencing smooth times in settling its short-terms debts using its most liquid assets. In essence, with relatively high current ratio, it could be stated that the company is at peace with making huge returns for its shareholders. Receivable turnover 2014 2015 2016 Receivable turnover 7.60 7.64 7.61 The outcome above, indicates that REA Group receivable turnover increased as from 7.60 to 7.64 and then to 7.61. This sign in the company shows that the company is efficient in collecting its credits. Average days sales uncollected 2014 2015 2016 Average days sales uncollected 0.14 0.13 0.14 As from the outcome above, it is clear that REA Group average days sales uncollected decreased and increased over time. This trend shows that the company would receive its cash from its sales in a short-term period. Profitability ratios: Profit margin 2014 2015 2016 Profit margin 34.26% 37.94% 37.77% Based on the above analysis, it is clear that profit margin for the company experienced an increasing and decreasing trend as from 34.26% to 37.94% and then to 37.77%. Asset Turnover 2014 2015 2016 Asset turnover 0.84 0.83 0.45 From the above analysis, it is evident that REA Group asset turnover decreased for the past three years. This means that for the last three years, the company management was not efficient enough. ROA 2014 2015 2016 ROA 28.88% 31.38% 17.08% From above analysis, REA Group seems to have experienced asymmetric trend in its ROA for the last three years. This is a clear picture that the firm has been able to efficiently use its assets to generate income. ROE 2014 2015 2016 ROE 36.74% 37.68% 35.42% As from the results above, it is evident that REA Group ROE increased in 2015 but in 2016 it experienced a slight decrease. Despite the decrease, the ROE for the past three years is relatively high meaning that the company was able to use its equity to generating income. Long term solvency ratios: Debt to equity 2014 2015 2016 debt to equity 0.27 0.20 1.07 From the above ratio, it is evident that for the past three years, REA Group debt to equity experienced a decreasing and increasing trend. This trend is a clear indication that the company is using too much debt or money from creditors in financing its operations instead of using its shareholders equity. Interest coverage 2014 2015 2016 Interest Coverage - - -41.98 In the above results, it could be indicated that for the last three years, the company has been experiencing some difficulties in settling its interest expenses using its EBIT. Cash flow adequacy Cash flow yield 2014 2015 2016 cash flow yield 1.22 0.91 0.87 As from the above results, it is clear that REA Group experience a decreasing trend in its cash flow yields. The decrease show that the company has been experiencing some hitches in generating cash from its present undertakings. Cash flows to sales 2014 2015 2016 cash flow to sales 0.58 0.14 0.19 Based on the outcomes, it could be stated for the past three years, REA Group cash flow to the sales decreased. This shows that the company has been experiencing some difficulties in turning its revenue or sales to cash. Cash flows to assets 2014 2015 2016 Cash flow to assets 0.49 0.12 0.09 From above outcomes, it could be indicated that REA Group cash flow to the assets decreased for the past three years. This indicates or displays that the firm has been experiencing some difficulties in turning its assets to cash.Free cash flow 2,014 2,015 2,016 Free cash flow 157.58 149.36 181.34 As from the above analysis or outcomes, it can be stated that REA Group free cash flow increased for the past three years. Market strength Ratios Price/earnings per share 2014 2015 2016 P/E 32.7% 32.5% 29.8% Based on the above outcomes, it is clear that REA Group P/E ratio experienced a decreasing trend for the last three years. Dividends yield 2014 2015 2016 Dividend yield 1.4 1.4 1.8 From the above outcomes, it could be stated that REA Group dividend yield experienced relative increase over the last three years. Conclusion In conclusion, it is evident that for the last three years REA Group was financially stable. This is evident by relatively high profitability ratios such as high and increasing trends in its ROE, asset turnover and ROA. Furthermore, with the fact that the company free cash flow increased over the past three years, it is evident that REA Group was financially stable and was efficient enough in maintaining its competitiveness in the market. In essence, based on the above analysis, I would consider REA Group as a strong performer and therefore, would prefer investing in its in future. REFERENCES Altman, EI 1968, Financial ratios, discriminant analysis and the prediction of corporate bankruptcy, The journal of finance,23(4), 589-609. Barnes, P 1987, The analysis and use of financial ratios: a review article,Journal of Business Finance Accounting,14(4), 449-461. Chen, KH Shimerda, TA 1981, An empirical analysis of useful financial ratios,Financial Management, 51-60. Financial Times 2017, Equities, REA Group Ltd ASX; Viewed at 11th September 2017 from; https://markets.ft.com/data/equities/tearsheet/financials?s=REA:ASX Higgins, RC 2012,Analysis for financial management. McGraw-Hill/Irwin. Lev, B Sunder, S 1979, Methodological issues in the use of financial ratios, Journal of Accounting and Economics,1(3), 187-210. REA Group 2016, REA Group Limited annual report 2016; Viewed at 11th September 2017 from; https://www.rea-group.com/annualreport/2016/files/assets/common/downloads/REA%20Group%20Limited%20Annual%20Report%202016.pdf Richardson, T 2017, Why the REA Group Limited share price just hit a record high: Viewed at 11th September 2017 from; https://www.fool.com.au/2017/07/21/why-the-rea-group-limited-share-price-just-hit-a-record-high/

Thursday, November 28, 2019

Life Span Development Essays (634 words) - Curious George, H. A. Rey

Life Span Development In the book, Curious George rides a bike by H.A. Rey, George receives a new bike from his friend. His friend tells him to be careful with his new bike and to keep close to the house while he is gone. George does not listen to his friend and decides to go exploring away from the house. While exploring, George sees two boys playing with their toy boats and then decides that he wants to play with a toy boat. George made a plan (how to make the boat) and then he carried out the task. George made himself a boat out of newspaper. This is an example of stage two, 1-3 years, Erikson. In stage two, children express their growing self control by climbing, touching, exploring, and try to do things for themselves. (Dennis Coon) Though most children in stage two would be exploring their kitchen floor, or ceiling, not a river! I also read the story, Curious George gets a medal by H.A. Rey. In this story George makes a mess in his friends house. George is anxious to clean up the mess before his friend gets home. The reason that he is so eager to clean up the mess is because he is thinking about the possible consequences of his actions. If this were an actual little boy, he would be thinking, I don`t want to get punished, so I will clean up the mess. Or, Oh, No! I`m going to get into big trouble! This is an example of Stage 1 the preconventional level, Kohlberg. If his friend weren`t coming home would George work so vigorously to clean up the mess? I think not. In the second half of the book, George is asked to help a professor in a somewhat dangerous experiment. The professor that has asked this of him says, Of course everything will be forgiven if you are willing to go. (George got into a bit of trouble while he was there.) George agrees to this request because he wants to please others. George wants to be nice. Why would a child want to please others? It`s because they are trying to avoid disapproval. This is an example of Stage 3, the conventional level, Kohlberg. The last book that I read was Curious George by H.A. Rey. George is taken from his home in Africa, to a big ship. His friend tells him to run along and play but don`t get into any trouble. George promises to be good. George found some sea gulls on the deck, and saw that they could fly. He wanted to fly too. George tried to fly, and fell into the ocean instead. Obviously, George is not thinking logically. He does not realize that he can not fly. This is an example of the preoperational stage, 2-7 years. Piaget. I have another example of the preoperational stage not related to the book. My little sister, Zo, is 4 years old. My mother recently bought her a personalized song tape. In the beginning of the tape it asks her to yell out her name. She screams, Zo!!. Then it says Zo?! That`s a nice name! Throughout the tape her name is included in all of the songs. She thinks that the person talking can really here her! Now, getting back on track. After falling into the ocean George is rescued and once again promises that he will not get into any more trouble. Why would an actual child decide this if he/she were in the same situation? They would act this way because they would be thinking about their own needs. They wouldn't want to fall into the water again or be upset in any way. This is an example of stage two, the preconventional stage, pleasure-seeking orientation. In conclusion, I have found these stages to hold true, in my own personal life, and in children`s storybooks. It`s really great to finally understand why my little sister acts the way she does!

Sunday, November 24, 2019

Vocabulary Quiz on Dr. Kings I Have a Dream Speech

Vocabulary Quiz on Dr. Kings I Have a Dream Speech Dr. Martin Luther King, Jr., delivered his now-famous I Have a Dream speech from the steps of the Lincoln Memorial in Washington, D.C., on August 28, 1963. This multiple-choice vocabulary quiz is based on the opening five paragraphs of that speech. The quiz should help you build your vocabulary by using context clues to determine the meanings of Kings memorable words. Instructions:Carefully read these five paragraphs from the opening of Dr. Kings I Have a Dream speech. Notice in particular the words in bold. Then, guided by context clues, respond to the ten multiple-choice questions that follow. In each case, identify the synonym that most accurately defines the word as its used by Dr. King in his speech. When youre done, compare your responses with the answers. Opening Paragraphs of the I Have a Dream Speech by Martin Luther King, Jr. Five score years ago, a great American, in whose symbolic shadow we stand today, signed the Emancipation Proclamation. This momentous1 decree came as a great beacon light of hope to millions of Negro slaves who had been seared2 in the flames of withering3 injustice. It came as a joyous daybreak to end the long night of their captivity. But one hundred years later, the Negro still is not free. One hundred years later, the life of the Negro is still sadly crippled by the manacles4 of segregation and the chains of discrimination. One hundred years later, the Negro lives on a lonely island of poverty in the midst of a vast ocean of material prosperity. One hundred years later, the Negro is still languishing5 in the corners of American society and finds himself an exile in his own land. And so weve come here today to dramatize a shameful condition. In a sense, weve come to our nations capital to cash a check. When the architects of our republic wrote the magnificent words of the Constitution and the Declaration of Independence, they were signing a promissory note6 to which every American was to fall heir. This note was a promise that all men, yes, black men as well as white men, would be guaranteed the unalienable Rights of Life, Liberty and the pursuit of Happiness. It is obvious today that America has defaulted7 on this promissory note, insofar as her citizens of color are concerned. Instead of honoring this sacred obligation, America has given the Negro people a bad check, a check which has come back marked insufficient funds. But we refuse to believe that the bank of justice is bankrupt. We refuse to believe that there are insufficient funds in the great vaults of opportunity of this nation. And so, weve come to cash this check, a check that will give us upon demand the riches of freedom and the security of justice. We have also come to this hallowed8 spot to remind America of the fierce urgency of now. This is no time to engage in the luxury of cooling off or to take the tranquilizing drug of gradualism9. Now is the time to make real the promises of democracy. Now is the time to rise from the dark and desolate10 valley of segregation to the sunlit path of racial justice. Now is the time to lift our nation from the quicksands of racial injustice to the solid rock of brotherhood. Now is the time to make justice a reality for all of Gods children. momentous(a) lasting for just a brief moment(b) of great importance or significance(c) belonging to the distant pastseared(a) painfully burned or scorched(b) highlighted, illuminated(c) lost, forgotten, abandonedwithering(a) devastating, humiliating(b) refreshing, rejuvenating(c) non-stop, endlessmanacles(a) laws, rules, principles(b) habits, routines(c) shackles, handcuffslanguishing(a) hiding, kept out of sight(b) existing in miserable or disheartening conditions(c) lasting for a long time or slow to endpromissory note(a) a written promise to repay a debt(b) a union formed for mutual benefit(c) a pledge to do what is right under the lawdefaulted(a) brought shame or disgrace on someone(b) rewarded or paid back(c) failed to fulfill an obligationhallowed(a) formed by making a hole(b) nearly forgotten, largely ignored(c) highly respected, regarded as holygradualism(a) forcible overthrow of a social order(b) a policy of step-by-step reform over time(c) forgetfulness, neglectdesolate(a) brightened with light(b) depressingly empty or bare(c) profound, deep Here are the answers to the Vocabulary Quiz on the I Have a Dream Speech by Martin Luther King, Jr. (b) of great importance or significance(a) painfully burned or scorched(a) devastating, humiliating(c) shackles, handcuffs(b) existing in miserable or disheartening conditions(a) a written promise to repay a debt(c) failed to fulfill an obligation(c) highly respected, regarded as holy(b) a policy of step-by-step reform over time(b) depressingly empty or bare

Thursday, November 21, 2019

Bottom of the Pyramid Essay Example | Topics and Well Written Essays - 1250 words

Bottom of the Pyramid - Essay Example By targeting the middle and lower incomes, they can hope to cash in on the phenomenon on the rising imbalance in wealth across the globe. What the article implies is that people who scrape together a living may well be the gold mine that marketers may want to look at. By scraping the bottom, the marketers may well find gold dust that has been neglected for so long.  The authors make the point that there are four tiers of the consuming classes. The tier 1 is the most affluent with annual incomes more than $20,000.   The next two tiers 2 and 3 have annual incomes in the range of $1,500 to $20,000, while the last tier makes up of those who have incomes less than $1,500 annually.   The article makes a strong case for devoting resources to target the tier 4 consumers.   The point about social unrest due to the ability of the tier 4 consumers disturbing the lifestyles of other tiers is discussed.  Therefore, it is in the interests of all sections to maintain the equitable balance in society to ensure that the tier 4 consumers are not neglected.   This is the social point of view.   However, as the article states, there are compelling reasons from the profit point of view as well to create a market for tier 4 consumers.   The wave of industrialization and globalization has created a category of consumers who are willing to try and experiment with new products but do not have the resources to buy premium products.   Thus, there is a need to create and make products that are suitable for this class of consumers.

Wednesday, November 20, 2019

The Greenhouse Effect Essay Example | Topics and Well Written Essays - 750 words

The Greenhouse Effect - Essay Example Most scientists worldwide accept the sufficient evidence that suggests global warming is already well underway and cannot be reversed anytime soon. They and reasonable people of all backgrounds and nationalities agree that if CO2 emissions are not greatly reduced and soon, the resulting greenhouse effect will alter the climate and possibly the sustainability of humankind. Essentially, the greenhouse effect functions in the following manner. When sunlight pierces the atmosphere and hits the earth’s surface, not all of the sun’s solar energy is absorbed. Approximately a third of it is reflected back into space. Specific atmospheric gases serve in much the same way as does the glass of a greenhouse, thus the terminology. These gases allow sunlight to penetrate then trap some of the solar energy which heats the earth (Breuer, 1980). It is a delicate balance and because these greenhouse gases have been artificially augmented by man-made sources, more build up in the atmosphere has occurred thus trapping more of the sun’s energy and reflecting less back in to space. This occurrence is causing the earth to warm. If the balance between the CO2 levels in the ocean and atmosphere is disturbed by interjecting increasing amounts of CO2, the oceans would continually absorb higher concentrations than it does naturally. The subsequent warming ocean waters are less effective in their ability to absorb CO2 and when the oceans can no longer keep pace with the intrusion of this naturally equalized cycle, then more CO2 will remain in the atmosphere. Increasing the amount of CO2 in the atmosphere is expected to result in a warming of the Earth’s surface accelerating the greenhouse effect.

Monday, November 18, 2019

Financial Risk Management Essay Example | Topics and Well Written Essays - 1250 words

Financial Risk Management - Essay Example An analysis of the article Risk Management Lessons from the Credit Crisis can effectively assist in evaluating financial risk management particularly in light of the credit crisis. In presenting its cause, the article is divided into a number of parts each of which has its own speciality. Section 1 looks at the various structures of the modern risk measurement systems. Of particular interest is the position-based risk measurement system that tackles the various drawbacks brought by the traditional returns-based system. The traditional system is shown to be rigid in that it cannot adjust to the various new parameters that characterize a dynamic society. In essence, they prove to be largely unreliable, thereby necessitating the adoption of the position-based measures. The article highlights how the position based risk measures are more versatile and can accommodate various aspects in relation to the dynamism of the contemporary society. Part 2 of the article focuses on the various risk s that establishments are exposed to. The classification is divided into broad categories of known knowns, the unknown unknowns, and even the known unknowns. All of these categories are reached at depending on the pre-existing uncertainties, with the most uncertain risk being classified under the unknown unknowns. Known knowns are fairly manageable, and are the most basic of uncertainties that an institution is bound to encounter. The traditional system is shown to be rigid in that it cannot adjust.